Automatic Enrollment in Medicare
If you are currently getting Social Security benefits you will get Part A and Part B automatically starting on the first of the month you turn 65. Your Red, White, and Blue Medicare card usually arrives about 3 months before your birthday.
Note: If you have not started taking your Social Security payments, but plan on starting them, you must contact Social Security. At this time you may also enroll in Medicare. You may call Social Security, go to your local Social Security office, or enroll online.
You’re Not Automatically Enrolled …. If you are not getting or plan on delaying your Social Security benefits.
You can still enroll in Medicare during the Initial Enrollment Period – This is the 7 month period beginning 3 months before you turn 65, the month you turn 65 and 3 months after your turn 65. Your effective dates are determined by when you enroll. Medicare will bill you quarterly for your Part B premium.
Special Enrollment Period
If you didn’t enroll when you were first eligible because you were covered under a group health plan and the plan ends (for example you’re covered by an employer group plan and you stop working), you have 8 months to sign up for Part A and Part B.
Enrollment in Part C or Part D is not automatic. If you want either of these you must enroll with the insurance carrier of the Part C or Part D plan you want. A licensed insurance agent can assist with enrolling.